Call: oz/2025/08/31/DIAc9caccc46adff1176dd3fd30f1d3feaa Provider: ozonetel Recording date: 2025-08-31 Duration: 13.4 min Transcript generated from the recording in October 2026 by automatic speech recognition (Whisper large-v3-turbo). === Timed segments === [00:00 - 00:30] Good morning sir. Good morning, good morning sir, how are you? Yes I am very proud of you Sir. I was calling the phone call. This is a system generated number so you can now call me on this number if there's something relevant then you can mail me on my email id. I hope that your email address has been made for me. [00:30 - 00:55] Okay, sir. [00:55 - 01:20] Sir, I have a concern that you sent the book and your courier person has been taken. So... I don't know what to do or who should contact us, mail or something else. Please please send me support team. Okay sir. They will let you know it. Okay. [01:20 - 01:49] I have to call you sir. Yes, we need to book a call with him. Okay sir. [01:49 - 02:14] I will inform you about the details. I am in office, so don't know what to do with this. Actually, I'm here at a company for last 8 years. This is Microfinance Company [02:14 - 02:43] Okay. So, I was first an admin and now the adminer is both support for me. And then you have to give some support because I am founder staff here. So from start of my work, so that's why overall operation needs to be provided by familiarity or loyalty. Otherwise, I'm 46 years old [02:43 - 03:08] I don't want to go abroad but the family circumstances do not work. My father is doing this and it's going on so much money that we can get paid for. But there was a set of symbols which had income, so let me join here. Where? Skill item. [03:09 - 03:39] If I work remotely, then the dollar will come out. Exactly sir and that is the main point. I suggest you to make your studies very thoroughly. You are stuck somewhere. Please book a call with me. Okay? [03:39 - 04:04] Actually, last month we had a little pressure. We have revision and promotion for all of that. Due to that pressure I didn't do so much time up. So you thought about your skills or not? What did it say sir ? [04:05 - 04:32] How is your job contributing to your work? [04:33 - 05:01] I was in the system of loading phase so that's why I didn't get any confidence. There is a tech use which we used to use. So, for two years ago, I implemented Google Sheets and took feedback from it but there needs more automation because there are many other things I wanted to do manual maintenance work. We have been doing negative changes [05:01 - 05:31] Now we have a real time. In July, I had to do revision in the year. Now what happens is that I need to do it for someone who has been doing this in August or September. For those years, I want to make them revision. [05:31 - 05:59] I need to automate the knowledge. So, that's why I'm working here and learn a course from this. For me there is a lot of black points for learning about it. I can implement them in my company too. And then another one has been my question. Same industry as Marshall Finance Company with my chairman and his relationship between them. So I can also implement them there. That's what I have done. [05:59 - 06:26] So you have the chairman of your company and other companies. I can do that with all others, so I can work there. Okay, got it. Sir, one thing is not coming up here. Sir what comes from every company has a parameter to the website? [06:26 - 06:53] No, website audit depends on your checklist. What is the checklist? I don't know about it. Look at that checklist. I have a company like manufacturing or steel industry [06:53 - 07:23] But HR department will work on each other. Yes, yes. We are the main function of our company. Yes! Every company has a career page? Yes sir. Job posting is one way to do it. It's all in checklists and you have coordinates that you can see in this industry but there are no HR parameters or not [07:23 - 07:49] I have seen one thing in my industry, Microsoft. It's not a strong parameter for the finance and on it. [07:49 - 08:18] Getting your point. [08:18 - 08:46] Look, being in HR now is to find the loophole and fill them. Right? Your point is very valid because their career path is always on top of it. Here we keep our parameters show for example but they don't do that much so they can not follow the system then you can see it. Yes! And there comes your role [08:46 - 09:16] Your part is to make sure that whatever parameters you set, they are fulfilled. Right? Okay sir HR department strong-cornering is your responsibility. Because we have a lot of challenges in our industry. Our attention rate almost 57% due to COVID and the government's presence has been 57%. It was very challenging [09:16 - 09:44] and in my field, people are very small 10 or 12 years old. The most graduates like back office job is a bit of field based job but one plus point can be able to get 40% if they want. Basic salary has been kept on the basis but instead of incentive incentives will continue with good companies [09:44 - 10:12] But, I mean you work in financial companies and hire remotely. Right? You hire students to do it. And they are doing fieldwork. Yes, like what we call the maintenance of our clients who live on poverty level or unorganized people don't get a sequel loan. [10:12 - 10:40] So, a small size loan is used to put in groups and join the list of those who are using JLG product. Okay. So if you have 10% higher than that then train? Yes, it happens when they get their score check on the loan. Then weekly based or monthly based... It's just like your company model [10:40 - 11:08] cash collect them, they collect it. They don't have an installment of their money. They collect the money and get a little bit more time to spend time with their money in the winter. And what do you provide for travel around? [11:08 - 11:38] If a man has money, he can collect it and then they have 600 customers. When the company comes to buy or fortnightly, when he gets 200 customers, he doesn't handle it. So what happens in fuel? What happens if cash collects at this company is snatching so that there will be insurance for me. [11:38 - 12:05] But the challenge is that people don't stop. They are coming in a way, rapidly and so on... What happens now? And we have to go back residential. People keep up at branch. So there's no motivation factor for it. I want to work hard enough. After you change some scenarios too. [12:06 - 12:34] Okay, so in that case now see you have to work very hard on it. You can we are here We are providing skills okay but only this could utilize customers in your hands right? [12:34 - 13:04] No problem and that's really good. [13:04 - 13:24] if you do that okay thank you so much have a good day === Full text === Good morning sir. Good morning, good morning sir, how are you? Yes I am very proud of you Sir. I was calling the phone call. This is a system generated number so you can now call me on this number if there's something relevant then you can mail me on my email id. I hope that your email address has been made for me. Okay, sir. Sir, I have a concern that you sent the book and your courier person has been taken. So... I don't know what to do or who should contact us, mail or something else. Please please send me support team. Okay sir. They will let you know it. Okay. I have to call you sir. Yes, we need to book a call with him. Okay sir. I will inform you about the details. I am in office, so don't know what to do with this. Actually, I'm here at a company for last 8 years. This is Microfinance Company Okay. So, I was first an admin and now the adminer is both support for me. And then you have to give some support because I am founder staff here. So from start of my work, so that's why overall operation needs to be provided by familiarity or loyalty. Otherwise, I'm 46 years old I don't want to go abroad but the family circumstances do not work. My father is doing this and it's going on so much money that we can get paid for. But there was a set of symbols which had income, so let me join here. Where? Skill item. If I work remotely, then the dollar will come out. Exactly sir and that is the main point. I suggest you to make your studies very thoroughly. You are stuck somewhere. Please book a call with me. Okay? Actually, last month we had a little pressure. We have revision and promotion for all of that. Due to that pressure I didn't do so much time up. So you thought about your skills or not? What did it say sir ? How is your job contributing to your work? I was in the system of loading phase so that's why I didn't get any confidence. There is a tech use which we used to use. So, for two years ago, I implemented Google Sheets and took feedback from it but there needs more automation because there are many other things I wanted to do manual maintenance work. We have been doing negative changes Now we have a real time. In July, I had to do revision in the year. Now what happens is that I need to do it for someone who has been doing this in August or September. For those years, I want to make them revision. I need to automate the knowledge. So, that's why I'm working here and learn a course from this. For me there is a lot of black points for learning about it. I can implement them in my company too. And then another one has been my question. Same industry as Marshall Finance Company with my chairman and his relationship between them. So I can also implement them there. That's what I have done. So you have the chairman of your company and other companies. I can do that with all others, so I can work there. Okay, got it. Sir, one thing is not coming up here. Sir what comes from every company has a parameter to the website? No, website audit depends on your checklist. What is the checklist? I don't know about it. Look at that checklist. I have a company like manufacturing or steel industry But HR department will work on each other. Yes, yes. We are the main function of our company. Yes! Every company has a career page? Yes sir. Job posting is one way to do it. It's all in checklists and you have coordinates that you can see in this industry but there are no HR parameters or not I have seen one thing in my industry, Microsoft. It's not a strong parameter for the finance and on it. Getting your point. Look, being in HR now is to find the loophole and fill them. Right? Your point is very valid because their career path is always on top of it. Here we keep our parameters show for example but they don't do that much so they can not follow the system then you can see it. Yes! And there comes your role Your part is to make sure that whatever parameters you set, they are fulfilled. Right? Okay sir HR department strong-cornering is your responsibility. Because we have a lot of challenges in our industry. Our attention rate almost 57% due to COVID and the government's presence has been 57%. It was very challenging and in my field, people are very small 10 or 12 years old. The most graduates like back office job is a bit of field based job but one plus point can be able to get 40% if they want. Basic salary has been kept on the basis but instead of incentive incentives will continue with good companies But, I mean you work in financial companies and hire remotely. Right? You hire students to do it. And they are doing fieldwork. Yes, like what we call the maintenance of our clients who live on poverty level or unorganized people don't get a sequel loan. So, a small size loan is used to put in groups and join the list of those who are using JLG product. Okay. So if you have 10% higher than that then train? Yes, it happens when they get their score check on the loan. Then weekly based or monthly based... It's just like your company model cash collect them, they collect it. They don't have an installment of their money. They collect the money and get a little bit more time to spend time with their money in the winter. And what do you provide for travel around? If a man has money, he can collect it and then they have 600 customers. When the company comes to buy or fortnightly, when he gets 200 customers, he doesn't handle it. So what happens in fuel? What happens if cash collects at this company is snatching so that there will be insurance for me. But the challenge is that people don't stop. They are coming in a way, rapidly and so on... What happens now? And we have to go back residential. People keep up at branch. So there's no motivation factor for it. I want to work hard enough. After you change some scenarios too. Okay, so in that case now see you have to work very hard on it. You can we are here We are providing skills okay but only this could utilize customers in your hands right? No problem and that's really good. if you do that okay thank you so much have a good day